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If you're like most Americans, you shoulder a heavy load in planning your finances. Problem is, you often don't know what to do--or more important, what "not "to do--until it's too late.

Paul J. Lim--personal finance writer for "U.S. News & World Report "and one of today's most popular and respected financial journalists--knows your tale inside and out. In "Money Mistakes You Can't Afford to Make," Lim provides a step-by-step course for eliminating common money mistakes, regardless of whether you are spending, saving, or investing. Let this concise yet comprehensive guide to money matters that "matter" provide you with: Ways to get and stay out of debt--because you can't realistically save and invest money until you free up the money you have Proven investment techniques--for protecting your portfolio through asset allocation and diversification Strategies for taking full advantage of your retirement accounts--and improving the long-term performance of your 401(k)s or other retirement plans

From not planning for retirement to chasing hot stock tips, everyone makes small financial mistakes. Before they add up to huge losses, let "Money Mistakes You Can't Afford to Make "show you how to get your arms around your money and keep more of it for yourself--by spending less, saving more, and making your investments work harder.