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Josh's poor background always makes him feel intimidated by his classmates' wealth but he remains contented with his financial status until his father falls sick. He is forced to engage in Internet fraud in order to raise enough money to pay for his father's surgery. He eventually gets arrested after a member of his syndicate snitched to the FBI in exchange for a plea deal.

After his release from the prison, Josh finds it hard to get a job because of his criminal record. Many employers are reluctant to hire a black ex-convict. Josh's neighbors who are aware of his criminal record introduce him to The Professor, a Mexican drug lord who needs someone to help her launder her cartel's money without any trace. Stuck between being jobless and working for a drug lord, Josh chooses the latter option and agrees to help The Professor to launder her money in exchange for a 10% cut.

Getting money illegally is hard, but hiding it beyond the reach of the IRS is even harder. Josh's ability to think outside the box enables him to move money across different offshore countries in unimaginable ways.

EDITORIAL REVIEWS

"A novel that covers all the aspects of an ugly elitist, capitalist life in the 21st century, providing a narrative insight into the workings of cybercrime and other types of fraud." - MP

"I can't believe this book is a fiction. It feels too real, particularly when the author describes the socio-economic situation in Nigeria. I like the way this book focuses on jail recidivism, poverty, internet fraud, hacking, and money laundering. This book is unbelievably realistic." - TA

"The only way to avoid being a victim of fraud is to understand the psychology behind fraud, and this book does that. It exposes you to the mindset of criminals." - Sola Ogundele

SAMPLE PAGE

There is no opportunity for an average person to become wealthy in this country. If you get a job that pays you $200,000 in a year, you will have to have to work for five thousand years without spending any part of your salary or paying tax in order to become a billionaire. Yet, Jeff Bezos makes more than $150,000 every minute. Working regular jobs from 9am-5pm will never make you rich, Josh. You will only earn enough money to pay your bills and afford down-payments for your mortgage. You need to get your hands dirty to move with the elites. Working at KFC will never make you as rich as Jeff Bezos, not when your yearly income at KFC isn't even up to the amount of money he makes in an hour."

I pondered on Dmitri's words. He was right. The society was built in a way that separated the elites from the masses. The wealthy people get wealthier daily, while the masses remain the same. My conversation with Dmitri changed my life. I did not just want to spend my life struggling to pay bills, I wanted to start living life to the fullest. Earning monthly salaries would never make me as rich as my classmates.

A quick thought flashed through my mind as I remembered our first conversation when he asked me about the labor system in Nigeria. "Why are you trying to establish hotels in Africa?" I asked.

"I want to leave legacies behind for my children. I want to build a company that my kids can inherit. Your kids can never inherit your job at Apple or Microsoft irrespective of your position. Once you are dead, they'll give your job to another qualified candidate, but once you own a company, you can easily give your shares to your children. Also, I need more hotels to serve as legal fronts to launder my dirty money." (CHAPTER 5)