| Findings and Recommendations on California's Permanent Partial Disability System: Executive Summary Contributor(s): Stern, Rachel Kaganoff (Author), Peterson, Mark A. (Author), Reville, Robert T. (Author) |
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ISBN: 0833025767 ISBN-13: 9780833025760 Publisher: RAND Corporation OUR PRICE: $7.60 Product Type: Paperback Published: February 1998 Annotation: This volume summarizes a comprehensive empirical analysis of the permanent partial disability component of California's workers' compensation system. Established early in this century, this system processes hundreds of thousands of claims from injured workers every year and pays out billions of dollars in benefits. |
| Additional Information |
| BISAC Categories: - Business & Economics | Insurance - General - Law | Civil Law |
| Dewey: 368.410 |
| LCCN: 98133975 |
| Physical Information: 0.19" H x 10.36" W x 7.16" (0.38 lbs) 38 pages |
| Themes: - Geographic Orientation - California - Cultural Region - Western U.S. - Cultural Region - West Coast |
| Descriptions, Reviews, Etc. |
| Publisher Description: Workers in California experiencing injuries at work that result in permanent partial disabilities (PPD) are eligible to receive compensation. The workers' benefits, doctors' and attorneys' fees, and the system that processes the hundreds of thousands of annual claims cost employers billions of dollars each year. This is the executive summary of a comprehensive report that evaluates the workers' compensation system by examining its efficiency and the adequacy and equity of its benefits, and suggests system reforms. The authors conducted interviews with system participants and found that the system is still troubled by many of the same problems that plagued it before the 1989 and 1993 reforms. It remains overly costly, complex, and litigious while delivering modest benefits. The authors estimated the wage losses of PPD claimants in 1991-93, and found that even after five years, the injured workers earned considerably less than controls. In addition, injured workers experience considerable time out of work, not just immediately after the injury, but also after the initial return to work. The authors identified particular problems among claims categorized by the workers' compensation system as "minor," the vast majority of claims. For this group, wage replacement rates were lowest. Reform proposals include an elective fast track to streamline claims processing, and a revision to the disability rating schedule to improve the relationship between wage loss and benefits paid. |
