| Credit and Risk Analysis by Banks Contributor(s): Ravula, Jahnavi (Author), Avadhanam, Pawan Kumar (Author), Mishra, R. K. (Author) |
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ISBN: 3848429829 ISBN-13: 9783848429820 Publisher: LAP Lambert Academic Publishing OUR PRICE: $50.27 Product Type: Paperback Published: April 2012 |
| Additional Information |
| BISAC Categories: - Business & Economics | Accounting - General |
| Physical Information: 0.27" H x 6" W x 9" (0.39 lbs) 112 pages |
| Descriptions, Reviews, Etc. |
| Publisher Description: This Book focuses on the Credit and Risk Analysis carried out by the Banks during appraisal of a loan proposals for Large Corporates i.e., with a turnover of above 500 crores. The Book focusses about the fundamental aspects involved in the Credit Appraisal and associated Risk Management. The Book deals from the perspective of a Bank and the Regulatory Norms as stipulated by the Regulator of Banking System in India i.e., Reserve Bank of India. The report is a descriptive study with basic objective of understanding procedural aspects involved in the Credit Appraisal and Risk Management before and after sanctioning of Bank Credit to the Large Corporate enterprises. During Credit Appraisal, Bank needs to do a 360 assessment of the proposal submitted by the Corporate by verifying its managerial integrity and commercial, technical, financial viability. It has been observed that the Credit risk management enables bank to identify, assess, manage proactively, and optimize their credit risk. |
